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Flood Insurance

Why should flood insurance be on your to-do list? Consider buying a flood insurance policy to protect your home and your finances. What are the financial risks associated with flooding? FEMA says just an inch of water can cause more than $25,000 worth of damage. Without a flood policy, you would have to pay for repairs and replacements on your own.

Important Documents Checklist

We recommend making copies of important documents and keeping them safe during an emergency. Safeguard the following documents in a dry place that is easy to reach during flooding:​​

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  • Birth, Death, & Marriage Certificates or Divorce Decrees (If Applicable)

  • Social Security Card & Records

  • Medical Records & Prescription Drugs

  • Wills & Power of Attorney

  • Insurance Policies

  • Health Insurance Cards

  • Retirement Account Records

  • Recent Pay Stubs (In Case You Have to Document Employment to Collect Benefits)

  • Tax Returns

  • Mortgage Deeds or Rental Agreements

  • Credit Cards

  • Passports & Green Cards

  • Food Stamps or Other Benefit Cards

  • Bank Information (Checking & Savings Account Numbers)

  • Warranties & Receipts

  • A Home Inventory

  • Recent Family & Pet Photos

  • Important Memorabilia

Finding Flood Zones in Florida

The Federal Emergency Management Agency (FEMA) has maps showing flood zones in Florida, which is a great advantage for those looking into flood coverage. Florida residents can view the flood maps of their area online or order paper copies on the FEMA Map Service Center website. Call the FEMA Map Assistance Center at (877) FEMA-MAP for additional information.

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